How card payments work
So you're ready to build your eCommerce business, but aren't sure how payments work? Here's what you need to know


Who are the key players in payment processing?
There are five key players involved in every payment transaction.

How do payments get processed?
There are three steps in the payment process.

What is a payment gateway?
For a business like yours that wants to accept payments—online, in person or both—a payment gateway (such as Authorize.net) is a must-have, along with a merchant bank account.
As standard, all our plans come with:

Multiple payment types
Making it easy for customers to use their preferred payment methods, including credit cards, debit cards and digital wallets.

Automated Recurring Billing
Automated Recurring Billing allows you to accept and submit monthly recurring or installment payments.

Advanced Fraud Detection Suite
Advanced Fraud Detection Suite can protect your business by helping to identify, manage and prevent suspicious and potentially fraudulent payment transactions.1

Digital Invoicing
Digital Invoicing saves time by enabling you to issue digital rather than paper invoices.

Customer Information Manager (CIM)
Customer Information Manager (CIM) streamlines checkout for returning customers by enabling them to buy without re-entering their payment details.1

Simple Checkout
Simple Checkout lets you easily add a Buy Now or Donate button to your website.

eCheck® payments
Accept and process electronic check payments.

Account Updater
Account Updater helps avoid payment interruptions and lost sales by automatically updating credit card data in CIM profiles and automated recurring billing subscriptions.
Customer stories
Learn how businesses benefit from partnering with us.

Dollar for Portland
Dollar For Portland makes subscriptions easy with Account Updater.

Prism Kites
Prism Kites grew their business online by accepting payments with Authorize.net.

Amy's Gourmet Apples
Discover how Amy's Gourmet Apples reaches more customers online.